Study For Your Exam.

Life, Health, and Accident Insurance Agent

 
 

You Got This!!

We Highly Advice you to pass your Health/Life License test within 2 weeks of being hired. Reach out to a hiring manager if you have any questions.

Steps Required for Life & Health License:

  • Complete your Pre-licensing Education requirements (Xcel Solutions)

  • Pass your state **Life & Health agent exam

  • Complete LiveScan Fingerprint Scanning (Felony/Background Check)

  • Apply for National Producer Number (NPN)

  • Errors and omissions (E&O) insurance is required.

(Estimated cost to obtain your license: Approx. $150-$350, depending on your home state costs. Remember, none of these fees go to Family First Life; every licensed agent must go through this process. )

STEP 1: Register for a Test Date

NOTE: You will receive your Pre-licensing study credentials after you register for your state exam date.

*Unless you live in one of these states: Alabama, Colorado, Louisiana, Maryland, Michigan, Mississippi, North Carolina, South Carolina, Kentucky, or Tennessee (You will have to complete the study course before you’re allowed to schedule your exam)

✅ Schedule your exam with your state’s testing provider.

  • TO REGISTER FOR YOUR TEST: CLICK HERE

  • Receive a 5% Comp Raise if you pass the test within 14 days of receiving Pre-Licensing Courses.

    • During registration, it will ask for Pre-License information / Sponsor: That would be “Xcel Solutions”.

    • NOTE: You will receive your Pre-licensing study credentials after you register for your state exam date.

Every state has different requirements for obtaining insurance licenses.

CLICK HERE TO FIND YOUR STATE REQUIREMENTS

Questions? Call Toni at (840)218-7126

 STEP 2: Study For Your Exam

Challenge Yourself to pass the test within 2 weeks

✅ REGISTER FOR PRE-LICENSING STUDY COURSES AT  prepare2pass.com/ffl 

  • Ask your contracting manager for a discount code to pay for your pre-licensing! (yes, we’ll pay for your $205 pre-licensing course; it’s not free to us.)

    • 🌟Register for Life & Health Insurance Agent (Standard) course. .

      • Your course expires 30 days after enrollment. STUDY with a purpose.

      • You will be responsible for the $39 extension costs if you don’t finish within 30 days; All Serious Agents should finish their studies with ample time left.

Life Insurance Agent Study

  • Get through the chapters and definitions quickly at first. Complete all chapter quizzes (don’t worry too much about your quiz scores at first). 

  • Once you get through all the material, Take the practice exams over and over again! Shoot for an 85% to feel comfortable on the real test.

  • A LOT of the questions are found on the real test! Keep retaking the test to see different variations of questions and test examples.

  • Make sure to complete All Required Hours in each subject (Required study hours vary per state).

  • Focus on the definitions and subjects you were unaware of prior to studying.

  • The majority of the test is common sense and ethical reasoning. You are studying to pass the test, not how to sell insurance.

  • After completing your courses, print out or save your certificate to present to the testing center.

**Remember: It is in your best interest to take and pass your test within the first 14 days of receiving your pre-licensing to receive an additional 5% INSTANT increase in commission! Take Advantage!

STEP 3: Pass Your Exam, & get fingerprints

✅​ After passing the test, get fingerprints/background check via “LiveScan” done

  • Cost: up to $40. Some test centers offer fingerprints in-house after taking the test.

  • Information needed from LiveScan is found on the paper and/or email sent to you (after you pass, they send you a sheet with your test scores on it).

  • Google “Live Scan Fingerprinting Services” or call & ask your state’s Department of Insurance to find a location if your testing center doesn’t offer to fingerprint.

 Step 4: Register for your

National Producer Number (NPN)

** Please wait 24 hours AFTER passing the test to register for your license. The system needs 24 hours to find your test results in the registry.

✅​ AFTER FINGERPRINTS, REGISTER FOR YOUR STATE LICENSE!  HERE

  • You DON’T have to wait for fingerprint/background check. As soon as you pass the test, find a location to get it done!

  • Bring your exam receipt to the LiveScan location, they will know what to do from there.

  • YOU MUST complete the Test and Fingerprints before registering for your license.

  • Call your state’s Department of Insurance if unclear​ (Registration instructions and Phone # found on paper/email received after passing the test)


✅​ After Submission- Check On National Producer Number & State License Status

  • After 5 business days, we recommend calling your state’s Department of Insurance DAILY to check on your Life Insurance License’s progress.

  • Being consistent will help expedite the process to your NPN (speaking from experience).


🎉FINISHED!

✅​ When you get your National Producer Number, send a message to your text group chat and send your NPN to:

HIRING@FFLCAREERS.COM &

send a text to Brittany: +1 (909) 507-4246

to activate your FFL account.