LET’S PASS THE TEST!
Michigan
Life, Health, & Accident Test Registration
Welcome to the team!
Michigan is one of the few states that you will start by studying first and must get a Certificate of Completion.
To be eligible for a Certificate of completion, you must follow several steps:
• Completion of the course including the final exam.
• Download and Print the certificate through the “Transcript” tile on the user dashboard.
• Course completion rosters will be reported to the Department of Insurance within two (2) business days.
• Education providers are required to collect and report the last four of the SSN.
• Certificates are valid for 12 months.
you must acquire your life insurance license In order to work with FFL.
NOTE: We (Victory Lap Admin) will pay for the pre-licensing courses (up to $210) AFTER you send a screenshot/email of your test registration. Let’s knock this out!
Cost to get your license:
Study Course $0.00 (Cost $200.00 FFL pays)
Exam $41.00
State License $10.00
Background Check $0.00
Total = $51.00
Errors and Omissions (needed once you are licensed)
—Next Insurance: 270.00/yearly OR you can do monthly payments which are around $40-$50 down with around $20-$30/month
You can refer to this website to check your state's requirements
https://prepare2pass.com/COURSES/INSURANCE/requirements/MI_Licensing_Info.pdf
**Michigan requires you complete 40 hours of pre-licensing education
***HERE IS WHERE YOU WILL BOOK YOUR EXAM:
Quick Tips for Booking your Test
Exam Names
Life &Health | Producer's Life, Accident, Health and HMO
Choose the Life and Health exam
· When it asks “What is the four (4) digit number of the school you attended for Pre-Licensing Education?”
ANSWER: 1372, XCEL Solutions
· When it asks: Are you pre-approved for testing accommodations for the test you wish to schedule?
mark NO
To change or cancel your testing appointment, you must call (800) 868-6113 at least 48 hours in advance or forfeit the examination fee.
There are no limits on exam retakes
· As long as you are not within the 48-hour window right before the test you can reschedule to give yourself more time or if you want to take the test earlier.
Once you turn everything in and complete wait 2 business days and call the state Department of Insurance and confirm they have everything.
The average time to receive your license is 5-15 Business Days.
Name: Michigan Department of Insurance and Financial Services
Phone: 877-999-6442
Website: https://www.michigan.gov/difs
Address: PO Box 30220
Lansing, MI 48909-7720
We strongly recommend booking your exam IN PERSON (although you can take it virtually). We find agents running into multiple problems when taking it virtually.
If you run into any issues while booking your exam or have any questions, please take a screenshot of the page you are unsure about and send it directly to our group text. Each state is different so we need to see the page in order for us to know how to assist you.
You are responsible for sending us progress updates to show your commitment and drive for success.